http://www.christianet.com/creditcounseling/index.htm Credit Counseling Services featuring credit counseling services, secured credit cards, counseling agencies, totally free financial score, credit help, christian consumer credit counseling and other related topics. en Copyright 2009, ChristiaNet, Inc. Sun, 22 Nov 2009 16:15:30 CST 1 http://www.christianet.com/creditcounseling/ficocreditscore.htm FICO credit scores are determined by the overall credit history of each consumer, which provides a simple way for lending institutions to determine to whom they will or will not lend money. Business http://www.christianet.com/creditcounseling/ficocreditscore.htm http://www.christianet.com/creditcounseling/nonprofitcredit.htm Non-profit credit counseling organizations offer information and advice for managing debt to those in financial crisis. 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